Next Day Funding
  • True next day funding – not a memo post
  • 11:00 p.m. Eastern cut-off time – hours later than other processors
  • Merchant account does not have to be held at a particular bank

For many merchants, credit card processing services and next day funding go hand in hand. They depend on receiving their deposits quickly in order to keep their business running smoothly.

With our Next Day Funding service, merchants can get their daily deposit one day earlier than the standard funding cycle, which provides an important cash flow benefit, especially when it’s time to fund payroll or make inventory purchases for the week.

Next day funding is especially beneficial for merchants with heavy weekend sales volumes, such as fine dining restaurants. Express Merchant Funding merchants will receive their deposits for Friday, Saturday, and Sunday merchant account processing activity on Monday instead of Tuesday.

But keep in mind that all next day funding programs are not created equal. While many companies claim to offer next day funding, merchant account providers have different capabilities and requirements. With us, you get an 11:00 p.m. Eastern cut-off time, which is hours later than most other processors, and we don’t require that merchants hold an account with our sponsoring bank.

Powered by our proprietary back-end processing platform, our Next Day Funding service gets merchants their money faster thanks to an actual ACH deposit – not a memo post – so funds are truly available when merchants need them most.